Life and Death

Do you know what you're buying when you take out a term life insurance policy?  You may have a sense that you've gained some protection against catastrophe.  But what specific benefit did you buy and was it worth the cost?  I'm going to show you that you're buying this shape, what it is, and why …

Investing: Fees

A post about a high cost index fund appeared in my twitter feed, and I gasped: Fees Do you know the effect of fees on your money?  It's an important variable in your plan, and one that you control! Felix and Freya Felix and Freya are twins.  Since I just made them up, I'll make …