Plan 7: Stacey

Stacey is a dental hygienist making about $66,000 per year after taxes.  She is 27 years old, and single.  She emailed me to ask about making a plan for her money. Background Spending Stacey does not have a budget.  I asked her to write down every single thing she spent money on in the past …

Case 2: Mark

Background I was listening to the Dave Ramsey Podcast yesterday, and Mark (Age 56) from San Antonio called in.  You can hear the exchange using the above link and starting at 38:06.  Mark asks about how much money he can safely take from his nest egg in retirement, citing advice he's received from 4% withdrawal …