Plan 7: Stacey

Stacey is a dental hygienist making about $66,000 per year after taxes.  She is 27 years old, and single.  She emailed me to ask about making a plan for her money. Background Spending Stacey does not have a budget.  I asked her to write down every single thing she spent money on in the past …

Plan 6: Median Mike

Let's make a plan for the median household in the United States. I've presented a few retirement plans for high income earners.  And though the simple math between income, expense, and savings rate holds true at all income levels, it's much easier to meet your basic needs on six figures than on five. So with apologies …