Plan 7: Stacey

Stacey is a dental hygienist making about $66,000 per year after taxes.  She is 27 years old, and single.  She emailed me to ask about making a plan for her money. Background Spending Stacey does not have a budget.  I asked her to write down every single thing she spent money on in the past …

Investing: Fees

A post about a high cost index fund appeared in my twitter feed, and I gasped: Fees Do you know the effect of fees on your money?  It's an important variable in your plan, and one that you control! Felix and Freya Felix and Freya are twins.  Since I just made them up, I'll make …